Terms of Use
Terms and conditions governing the use of the SIMRP portal and services provided by LH Capital.
Last Updated: January 2024
1. Agreement to Terms
By accessing or using the SIMRP website and benefit management platform provided by LH Capital ("Legacy Heritage Capital", "we", "us", or "our"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Services Overview
SIMRP provides information, preliminary savings calculations, and program administration tools related to Supplemental Individual Medical Reimbursement Plans under IRS Section 105(b) and Section 125 frameworks. All calculations and estimations provided through our portal are intended for illustration purposes only and do not constitute formal tax, legal, accounting, or insurance advice.
3. Employer Responsibilities
Employers utilizing our program are responsible for providing accurate employee census and payroll information. Employer tax savings are subject to proper plan adoption, employee participation, and compliance with applicable federal and state statutes.
4. Intellectual Property
All materials, content, brand design, calculators, text, graphics, logos, and software used on this site are the property of LH Capital and protected by applicable copyright, trademark, and intellectual property laws.
5. Limitation of Liability
In no event shall LH Capital or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on SIMRP's website, even if notified orally or in writing of the possibility of such damage.
6. Contact Information
If you have questions regarding these Terms of Use, please contact us at info@lhccapital.org or call 866.342.2728.